What is IBHS?

The Insurance Institute for Business & Home Safety (IBHS) is an independent, nonprofit, scientific research and communication organization supported solely by property and casualty insurers and reinsurers that conduct business in the United States.

Convinced that the continuing cycle of human suffering that strikes families and communities in the wake of severe weather can be broken, IBHS is a team of scientists and risk communicators who deliver strategies to build safer and stronger homes and businesses.

For more information about IBHS, visit FortifiedHome.org/research.

IBHS Milestones



The NCIUA is pleased to be partners with IBHS, and we join them in celebrating the installation of over 50,000 FORTIFIED roofs in the United States. To date, through the NCIUA mitigation programs, over 8,500 North Carolina property owners have received, or are in the process of receiving, an IBHS FORTIFIED Roof™. NCIUA is extremely proud to fund and administer mitigation programs to help our coastal communities become more resilient.

– Gina Hardy, General Manager and CEO

Risks and Research

What's at Stake?

Solve with Research

* Information on this page, including videos, were provided by Insurance Institute for Business & Home Safety.