Lead with the Roof

The IBHS FORTIFIED Roof program was created to provide a set of resilient construction standards for strengthening roofs against natural disasters.

When you think about a home, "having a roof over your head" is the most basic level of need. Yet this protection can be threatened by severe weather. When a roof fails, it can kick-start a cascade of damage to both a home's interior and its structure. In fact, according to IBHS, in most years roof-related damage is responsible for 70–90 percent of total insured residential catastrophic losses, depending on specific weather events. As startling as that statistic may be, it fails to capture the gravity of the human consequences and loss that results from roof failures—damaged homes and businesses disrupt daily life, break up families, derail careers, and destroy financial security. That's why it is critical for homeowners, business owners and communities to protect roofs from the effects of severe weather.

IBHS FORTIFIED Roof™ – Science-based Protection for Your Home

An IBHS FORTIFIED Roof™ meets a specific standard, which was designed after decades of research to provide greater protection from natural disasters.

Stronger Edges:

Roof damage often begins when wind gets underneath the roof edge and begins ripping it away from the home. To help protect this vulnerable area, FORTIFIED requires specific materials and installation methods, including a wider drip edge and a fully adhered starter strip, that when used together create a stronger system.

Sealed Roof Deck:

If wind rips off your roof covering (shingles, metal panels, or tiles), it exposes the wood beneath and allows water to pass through the gaps and enter your home. FORTIFIED requires roof decks to be sealed to prevent this type of water damage.

Better Attachment:

Instead of common smooth nails, FORTIFIED requires ring-shank nails, installed in an enhanced pattern, to help keep the roof deck attached to your home in high winds. In fact, using ring-shank nails nearly doubles the strength of your roof against the forces of winds.

The Science behind FORTIFIED

Through experimental testing, field research, and analytics, IBHS identifies the root causes of storm damage and where mitigation strategies can have a real-world impact. Post-catastrophe investigations help the Institute identify vulnerabilities that offer the greatest potential to reduce avoidable suffering. IBHS then recreates the destructive capability of Mother Nature at its state-of-the-art Research Center and tests various construction components, techniques and systems. Mimicking what happens in the real world helps researchers understand the sequence of events that leads to damage and where the critical construction vulnerabilities lie. Additional testing proves the effectiveness of various construction upgrades and best-practices, and the results help people understand how to cost-effectively prevent or reduce damage. The FORTIFIED standards are a compilation of dozens of upgrades that work in tandem to protect homes from the effects of severe weather.

To Learn More About FORTIFIED


* Information on this page, including videos, were provided by Insurance Institute for Business & Home Safety.