Welcome to the North Carolina Insurance Underwriting Association’s Mitigation Grant Website


The North Carolina Insurance Underwriting Association is pleased to offer the Strengthen Your Roof (SYR) and Strengthen Your Coastal Roof (SYCR) grant programs to help policyholders in the beach and coastal communities better protect their homes against the threat of hurricanes.



If you received a letter from NCIUA about the SYR or SYCR program, you are eligible to apply for a grant up to $6,000 to go toward the installation of an IBHS FORTIFIED Roof™.

SYR covers areas east of the Intracoastal Waterway and the Outer Banks and Barrier Islands of North Carolina.

SYCR covers the remaining coastal areas of North Carolina (Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell, and Washington).

If you are not sure for which program you are eligible, please call 1-844-NCROOFS (844-627-6637) or 1-877-GRANTNC (877-472-6862).

Based on your property location, please select the applicable program below.